Toni Zidich
Mortgage Loan Consultant
toni.zidich@cbna.com
(518) 380-3620
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Community Bank, N.A. is a full-service financial institution headquartered in DeWitt, New York, with over 200 branches across New York, Pennsylvania, Vermont, and Massachusetts. Founded in 1866, it operates as the banking subsidiary of Community Financial System, Inc. (NYSE: CBU), which also offers insurance, wealth management, and employee benefit services. With assets exceeding $15 billion, Community Bank provides a range of personal and business banking solutions, including loans, treasury management, and retirement planning. The bank emphasizes local decision-making, community involvement, and a commitment to integrity, excellence, teamwork, and humility.

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