Tom Ford has worked in the mortgage industry for over 23 years, with over 15 years lending (and living) in coastal communities along the Atlantic beaches. Our direct mortgage lending team is expert in the process necessary to ensure a smooth closing on your beach house, primary residence or investment property. In his spare time, Tom is an avid golfer and fisherman. Tom is a die-hard fan of all Washington sports teams, the University of Maryland and has been heavily involved in football his entire life.