Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business.  From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all!!

We specialize in VA mortgage loans, USDA rural housing loans, FHA mortgage loans, Conventional home loans, and even the oddball type purchases & refinances. We say YES when others say NO.  We offer FHA and USDA (100% Financing) down to credit scores of 580 & VA mortgage loans down to 560 credit scores.

We offer very low Closing Costs and Great Rates. Closings in 45 days or less We also lend on a wide variety of mortgage loans including manufactured & mobile home loans. We work with a variety of wholesale lenders with a variety of loan programs to find the perfect loan for your specific needs. These specific banks ONLY provide home loans through mortgage brokers like ourselves and offer home loan programs that the traditional banks will not. If you need some help with credit or have perfect credit, we have the programs for you to SAVE YOU THOUSANDS OF DOLLARS!

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